Airbnb and Vrbo are undoubtedly two of the most popular vacation rental booking sites around. But, after you’ve listed your home on one (or both) of them and wait for the reservations to roll in, there’s still plenty more to do. How will you manage multiple booking calendars and overlapping requests? How will you screen guests and support them during their stay? Who will clean and stock your home Continue Reading
Navigating a Path To Homeownership
Our goal is to provide financial education and discuss the resources available to help you on your path to homeownership – no matter where you are on your homebuying journey! The Top Three Questions Is now a good time to buy a home? How do I prepare to qualify to buy a home when I am ready? What resources are available to assist with qualifying Continue Reading
Local Down Payment Assistance Programs
Workforce Housing Preservation Program Who: One household member must be employed full-time within the Tahoe Truckee Unified School District boundary (30+ hours per week). What: Contributes 16% of the purchase price up to $150k! Where: This program is for properties located in eastern Placer County (North Lake). Truckee Home Access Program Who: One household member must be Continue Reading
Interest Rate Buy-Downs 101
The increase in rates has buyers looking for creative ways to lower their monthly payments, and the biggest bang for their buck is with a seller-paid buy down. What it is: The seller agrees to pay for the buy down, which lowers the buyer's interest rate for a set period of time. Example: 800k purchase price with 20% down. The seller would pay $14,480 for a 2-1 buydown. In Continue Reading
Home Buying Checklist
Finance: ☑ Get Pre-Approved ☑ Research Mortgage Options ☑ Save for a down payment and closing costs ☑ Establish and maintain good credit ☑ Check credit score and report Build Your Team: ☑ Meet with a real estate professional ☑ Meet with a lender Documents: ☑ W-2s from the past year ☑ Pay stubs from the past 1-2 months ☑ Proof of supplemental income ☑ Tax Continue Reading
Guide to Buying A Home
Buying a home usually represents your single biggest investment – (and debt.) The home buying process is one of the most exciting, and frequently stressful, experiences you’ll ever go through. This holds true whether you’ve bought many homes or you’re looking to buy your first home, whether you’re in the market for a new primary residence, an investment property or that perfect getaway from the Continue Reading
